I owe: 13000 ... with min payments 300 4000 ... with min payments 80 ___________________________ 17000 of debt I need to get out of debt ... my credit score is alittle above 700 ... Will this hinder my credit rating? almost will this hurt my chance in buying a place? John

How can I get started on fighting this should I call them direct because they are taking 25% of my wages, they won a judgement,, I can't survive this way (':x') Mad

Dear Members and Guests, As we all know consumer prices in the month of February registered their biggest increase in almost 4 months, pressuring people to dole out more to cover basic needs like energy, medical and education bills. This increases may signal Fed to be more aggressive to hike the interest rates. What is your opinion on the latest increase? Most of us are not aware as of now. Vikas

How can I stop harrassing calls from CA's if I am making some payments monthly towards my bad debt? The collection agency is taking my payments, but threating to take me to court if I do not send in a larger payment or if a 2nd payment is not made within the same month. I have also been told that it is not a good idea to pay collection agencies, that it is better to pay the original creditor. If this is true, how does the debt get back to the original creditor from the CA?

Could you tell me the statue of limiations in North Carolina. Thank you

I have collectors who cannot be worked with , harrasses even when paid and calls dailey when paid. What can I do if even paying isn't working

A company that I dont know is on my report. "Creditmanagement Inc." amt owed $100. Im trying to find out how to contact them. So I can ask why do I owe money. I believe they are a collections agency but for who.

Umm...we seem to have a low life Forum Spammer making short post with On-line gambling Links in them all.. One way to discourage this is to allow non-memebrs to read post but not to post..:? Is how I handle a couple forums I run for various themes.. Jerry

Hi everyone, I've been searching the web for the last few weeks looking into debt settlement and companies offering this service. I currently have $28,612. in unsecured debt, most all of them closed and charged off. I have talked with a lawyer regarding bankrupcy, but after much thought and research I've come to the conclusion that I really want to avoid bankrupcy. As a single Mother on a tight budget I find it hard to pay the fees (quoted as $4291.80) from the debt settlement companies that checked out well with BBB.

The story starts when I got a cell phone for Christmas. Its to be expected that Id get calls looking for the last owner of the number. Friends and business contacts of this girl (christy) seemed to understand and wouldnt call again. However ex-boyfriends(I assume) were slightly more annoying to stop calls from, Slayer songs on voice mail seemed to help. So now after 3 months of telling people they have the wrong number the only ones still calling are 702-804-8484, it comes up as an unknown number and they have never left a message.