These guys bought my account from NextCard Visa (they went Bankrupt, not usre if any of you know this story) Anyway, they've been harrasing me for the last year, and this last week I thought to myself that I'd really like to pay them and start over (repair my debt) but.....
Doing a search for them on the internet, I now see all these nightmare stories of how people paid and are still being hounded by this company, and how they are one of the worst collection agencies on the planet, which obviously has me thinking twice.
I don't know what to do?