Someone contacted me via phone from your site after I registered. They were very helpful and told me they would email me regarding options for my financial situation. They never did. I would very much like to speak to someone again. Please advise. Thank you.

i was a stupid kid going into college and got myself in way over my head. anyway, i made a lot of mistakes and almost ended up homeless in the end. have a quite a few creditors but don't really know who they are anymore. i bounced around a lot trying to keep a roof over my head and didn't really have a permanent address. i got one collection letter but i want to try to consolidate my debt into one payment. i've learned from my mistakes. i'm in the army now and doing fine, i just want to pay my debts. anyway, i don't even know all the people that i owe.

A collection agency from another state called me out of the blue yesterday demanding payment for an 11 year old hospital debt. ( $1000.00). I didn't even know this debt had gone to collections as I haven't heard anything about it.... ever,( it's not on my credit report) until now. I do believe that I owe the hospital this money so I will not try to weasel out of it. I simply asked the woman from the collection agency to send me a letter in writing with thier name, address and amount of payment due. She refused stating that they already sent me a letter nine years ago in 1996.

I have a debt that recently went to collections. If i pay the original creditor will it come off my report?

A Consumer Guide to Handling Disputes with Your Employer or Private Health Plan, 2003 Update www.consumersunion.org/health/hmo-review/ Quote:

A growing number of people get their health care through some form of managed care plan - a health maintenance organization, preferred provider organization, or point-of-service option.   What to do now that ASSET ACCEPTANCE HAS GARNISHED MY WAGES? anonymous 20 years 7 months ago Man these Asset people are major jerks. I don't even know where to begin with these people first they harrased me non-stop calling my house sometime 3-4x's a day. I asked them to show me proof surprisingly they did send my application it was for a CC but that was back in 96 9yrs ago.   Isn't there some type of limitation on an unpaid lease in florida? anonymous 20 years 7 months ago In September of 1992, my partner and I created a corporation (O'Neil's pub Inc). It was used to open a restaurant. After opening the restaurant, I personally signed a lease in order to have a credit card terminal placed in the business. After one year on business, we decided to sell the business. My partner being an attorney took care of finding a new owner. He had told me he was going to have the lease transferred to the new owner. I never received any money from the sale and found out 2 years later that the lease went into default and that it had never been transferred.   Tale of A Do-It-Yourselfer: Current Progress So Far jtucker@blueghost.ws 20 years 7 months ago Sorry I have been absent a few days, work has been a "BEAR"...meetings/Deadlines/Meetings/Projects... I need a new day that is 49 Hours long :? I also signed up to a site called mycreditkeeper.com that for a low proce allows me to pull a Credit Report EVERDAY to see what is happening. Anyways here is my current Progress.. Deleted From Reports: TU: C.B. Greater Indianapolis TU: Statewide Credit Assoc. TU: Statewide Credit Assoc. TU: Statewide Credit Assoc. TU: S.E.   debt anonymous 20 years 7 months ago well... if you point me in the right direction i will more than likely travel... I'm 19 and i got more debts than what i make.... i am on my own on these. so any help will be appreciated. thank you.   What are the various repayment plan? anonymous 20 years 7 months ago I keep getting e-mails from companies that want to give you free money in your account next day..."100% no hassle" well, I was wondering is this a wise idea to go with... they're giving me 500 to 1000 dollars to help pay bills or for emergencies. What is usually the repayment plan for these institutions? and if they are even real... i don't know.