I have over 15,ooo in debt. Is there an honest way to start paying this without all of the late fees i keep paying because i am so far behind. My credit score has dropped so far i am afraid that when my wife and i are ready to buy a home in the next 5 years we will be denied. What to do?
I do pay my bills on time and thought this was supposed to buy me imunity from collection agencies. This illusion was shattered recently when I received a letter from a junk debt buying collection agency welcoming me as a new client.
I would like to get started consolidate my debt as soon as I can. When is the earliest that I can start if I call to speak to someone today? Should I start paying my monthly bills for this upcoming month, or should I wait until my consolidation is started. I don't want to be late, as I am never late with any bills. Should I continue paying as I have been, until the consolidation is under way?
Loren
I am considering consolidating my debt, but am wondering if it costs me anything to do so, and if so how much? How much debt can I consolidate at once? If I have to pay you to consolidate my debt how much is it, and why do I have to pay?
Hello,
My bankruptcy has been discharged for over 7 years, but the items are sitll on my credit report, and that's bringing my credit score down. Should this come off my report automatic, or how does it work?